Trigger = Work Completed Up To Milestone
Action = Milestone Invoice Submitted for Approval
Reward = Approve to Pay  (funds transfer in 12 Seconds)


The Milestones of the Subcontractor are whatever Payment Milestones are negotiated with the Contractor in the Subcontract.

Every Subcontract must have a minimum of 3 Milestones and can add up to 15 more – video

INVOICE – Once the Subcontractor reaches the Preset Milestone they use the BuildWallet App on their own Smartphone and Invoice for the work done – including geo-tagged photos – video

APPROVE TO PAY – The Prime Contractor receives the Invoice (with photos) and either Requests Changes – video  – OR – Approves and releases the Milestone Payment – video

12 SECONDS after the Prime Contractor Approves the Invoice, the Subcontractor receives payment in their Wallet – video (less 3% transaction fee)

Prime Contractor

The Milestones of the Prime Contractor are the Phases.

INVOICE – Once all the Subcontractors in a Phase complete their work 100% – the Prime Contractor Submits to the Owner for Phase Approval – video

APPROVE TO PAY – The Owner reviews the status of the Phase and either Requests Changes or Approves the Phase – video

12 SECONDS after the Owner Approves the Phase, the Prime Contractor receives the Phase Overhead + Profit + Margin payment in their Wallet – video (less 3% transaction fee)


The Owner’s Milestone is 100% completion of all Phases in the Project.

Once the Prime Contractor has completed all the Subcontracts 100%, and has submitted all the Phases for Owner’ Approval, the Prime Contractor will submit a Final Project Closeout & Archive request.

Once the Project is Closed Out and Archived, the Owner can Submit for Approval from the Lender (if applicable) to transfer any Funds Balance remaining in the BuildWallet back to the Owner’s Wallet.

Here is a video showing the Project Balance Transfer back to the Owner



Responsibility Matrix:

Subcontractor Milestones Prime Milestones Owner Milestones
Lender Approve
Owner View Approve Submit
Prime Contractor Approve Submit
Subcontractor Submit